How to Use a CDM Plan for Physio | Medicare Guide

How to Use a CDM Plan for Physiotherapy Under Medicare

At All for One, we believe that access to quality health care should never be out of reach. Everyone deserves to feel strong, supported, and empowered in their body — especially when managing a chronic condition. That’s why we want to help you take full advantage of the support available through Medicare’s Chronic Disease Management (CDM) Plan.

If you’re living with a long-term condition or ongoing pain, a CDM plan can help reduce the cost of physiotherapy, so you can focus on what matters most: your health, your movement, and your journey forward.

What is a CDM Plan?

A Chronic Disease Management Plan is a Medicare initiative that allows eligible patients to receive rebates for allied health services, including physiotherapy. If you have a chronic medical condition that has lasted (or is expected to last) more than six months, you may qualify.

Common conditions that may be eligible include:

  • Arthritis

  • Chronic back or neck pain

  • Diabetes

  • Osteoporosis

  • Heart disease

  • Asthma or COPD

  • Ongoing musculoskeletal conditions

Speak with your GP to see if your condition qualifies for a Medicare CDM physiotherapy referral.


How Does a CDM Plan Work for Physiotherapy?

If you’re eligible, your GP can refer you for up to five subsidised physiotherapy sessions per calendar year through the CDM plan. These can be used entirely for physiotherapy or shared with other allied health providers like a dietitian or podiatrist.

At All for One, our physiotherapists will tailor each session to your specific goals — whether you’re aiming to reduce pain, build strength, improve flexibility, or recover from injury.


How Much Does Medicare Cover for Physio?

With a valid CDM plan, Medicare provides a rebate of $58.30 per physiotherapy appointment (as of 2025).
At All for One, this amount is applied toward your consult fee, and you simply pay the remaining out-of-pocket gap.

We offer easy on-the-spot Medicare claiming, so the rebate is processed right away.


How to Get a CDM Plan for Physiotherapy

Getting started is simple:

  1. Book an appointment with your GP

  2. Ask if you’re eligible for a CDM Plan (Medicare physiotherapy referral)

  3. Request a referral to All for One Physiotherapy

  4. Bring your referral to your first session (or ask your GP to send it directly to us)

Once your referral is received, we’ll help you book your first appointment and take care of the Medicare claiming process.


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Why Use a CDM Plan for Physiotherapy?

Using your CDM plan for physio is a great way to:

  • Reduce out-of-pocket costs

  • Access expert, personalised treatment

  • Manage your condition with professional support

  • Build long-term strength and mobility

At All for One, we combine evidence-based physiotherapy with a warm, community-focused approach to care. Whether you’re managing pain, rebuilding movement, or simply looking to move better in everyday life, we’re here to support you.


Why It Matters

Chronic conditions can affect every part of your life — but they don’t have to define it. With the right support, movement can become something that empowers you, not limits you.

At All for One, we’re here to walk that journey with you. Whether you’re managing pain, rebuilding strength, or simply seeking to feel more confident in your body, we offer care that’s grounded in evidence and delivered with heart.

Health should be accessible to all — and we’re committed to making that a reality.

If you have questions about CDM plans, eligibility, or how to get started, we’re just a call or message away. We’re here to help.

Need Help Getting Started?

Our team is happy to answer any questions about using a CDM plan for physio, what to expect at your appointment, and how to get the most out of your sessions.

Reach out today — because your health deserves support that’s accessible, expert-led, and truly personalised.